Get your loan online

Crezu is a loan platform that helps individuals find and apply for loans from a network of trusted NCR-licensed banks and lenders in South Africa. We make it easy to compare loan options, ensuring that you find the most suitable financial solution for your needs.

Using Crezu is completely free for customers. We do not charge any upfront fees for our service. Our offers are non-binding, which means you are totally in control at all times.

You can apply for a variety of loans, including:

• Personal Loans: Ranging from short-term to long-term, with flexible repayment periods.
• Debt Consolidation Loans: To combine multiple debts into one manageable payment.
• Payday Loans: Short-term loans designed to cover expenses until your next paycheck.
• Vehicle Finance: Loans for purchasing new or used vehicles.

Our loan process is straightforward:

• Apply Online: Fill out a quick application form with your details.
• Receive Offers: Based on your profile, we’ll present offers from multiple lenders.
• Select Your Loan: Compare options and choose the loan that fits your needs best.
• Get Funded: Once approved, funds are transferred directly to your bank account.

To apply for a loan through Crezu, you must meet the following requirements:

• Be at least 18 years old.
• Be employed for at least 6 months.
• Your requested loan amount should not exceed 8 times your monthly income.

Loan amounts range from R500 to R350 000.

Yes, most lenders perform a credit check as part of the loan application process. Your credit score helps determine your eligibility and the interest rate on your loan. If your credit score is low, you may still qualify, but with higher interest rates.

No, Crezu does not charge any upfront fees. All fees related to your loan will be clearly outlined by the lender before you agree to the loan terms. Be sure to read the terms and conditions carefully.

Yes, most lenders allow you to pay off your loan early, often without any penalties. Early repayment may save you money on interest, so it's a great option if you're able to settle the loan ahead of time.

Yes, your privacy and security are our top priorities. We use advanced encryption methods to protect your data and ensure that your personal information is only shared with trusted lenders.

Yes, you may be eligible to apply for a second loan. However, this depends on your current financial situation and your ability to repay both loans. Lenders will assess your existing commitments before approving a new loan.

When applying directly with a lender, you may need to provide the following information:

• Your South African ID number
• Your mobile number
• Your online banking details