Get your loan online in just 15 minutes

How much do you need?

100 000

100 000

R
R500R350 000
Amount
R100 000
Interest rate
12%
Amount to pay
R106 000
  • Offer in 2 min, funds in 15 min
  • Compare offers with no score impact
  • Up to 95% approval rate
  • Offer in 2 min, funds in 15 min
  • Compare offers with no score impact
  • Up to 95% approval rate
APR: from 12% to 36%
Repayment terms: from 6 to 72 months
All calculations are estimates and may vary based on interest rate, loan amount, and term.
How it works

You're just 3 steps away from your loan

01
Complete the form

All you need is your phone number and 2 minutes of your time

Amount
R100 000
Phone number
+27 ** *** ****
02
Get loan offers

Compare lenders and choose the offer with suitable terms

Amount
R30 000
Amount
R110 000
Amount
R240 000
Amount
R320 000
03
Receive your money

Select a lender, sign the agreement and get the money in your bank account

Advantages

4 reasons to choose Crezu

Fast response

Get a list of loan options in just a few minutes

Simple and convenient

All you need is internet access, your South African ID and a bank account

Available 24/7

Apply online at any time of day

Multiple offers

Submit one application and receive offers matched to your profile

Less paperwork, more clarity

Find your perfect loan in minutes

Compare multiple loan offers from home and choose the one that suits you best. No complicated paperwork or long waiting times — everything is fast, secure and transparent.

Approval time
Up to 7 minutes
Partners
Verified lenders
Approval chance
High probability
Service fees
Free of charge
Approval time
Up to 7 minutes
Partners
Verified lenders
Approval chance
High probability
Service fees
Free of charge
Reviews

What customers say

Available loans

Compare loan options made for you

Personal loans
Short-term loans
Cash loans
Online loans
Vehicle finance
Debt consolidation loans
Achievements

Why users choose us

45

partners with a wide range of loan offers

1.5M+

users in South Africa trust us, and 62% come back

95%

approval rate from our partners

16

countries across 4 continents served by us

FAQ

Frequently asked questions

What is Crezu?
Crezu is a loan platform that helps individuals find and apply for loans from a network of trusted NCR-licensed banks and lenders in South Africa. We make it easy to compare loan options, ensuring that you find the most suitable financial solution for your needs.
How much does it cost to use Crezu?
What types of loans can I apply for through Crezu?
How does the loan application process work?
Who is eligible to apply for a loan?
How much can I borrow?

Crezu is a brand of the company Fininity OÜ (registration number: 14523902, address: Paadi tee 3, Haabneeme, 74001 Harju maakond, EE.). Please note that Crezu is not a financial institution, bank, or lender. We operate as an intermediary, connecting customers who are seeking loans with licensed financial institutions. We are not responsible for any loan agreements and do not charge any service fees. Additionally, we cannot control the actions, inactions, or interest rates of any lenders we connect you with. It is important to understand that you are not obligated to use our service or initiate contact with any lenders we work with.



Product Information and Terms


  • Minimum repayment period: 6 months
  • Maximum repayment period: 72 months
  • Annual Percentage Rate (APR): 12% to 36%
  • Maximum APR: 36%

Representative example of the total cost of the loan, including all applicable fees: Loan of R30 000 to be repaid in 6 months. The total cost will be R1 800, and the total amount to be repaid will be R31 800, with an APR of 12%.

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