Crezu – Your Trusted Loan Partner

Crezu is a loan comparison platform that helps you find and apply for loans from NCR-licensed lenders in South Africa. We provide an easy way to compare various loan options and choose the one that fits your needs.

Crezu is completely free. We don’t charge any upfront fees, and our offers are non-binding, so you are always in control.

You can apply for a variety of loans, including:

• Personal Loans: Flexible repayment terms for long or short periods.
• Debt Consolidation: Combine multiple debts into one manageable payment.
• Payday Loans: Short-term loans for immediate expenses.
• Vehicle Finance: Loans for purchasing new or used vehicles.

• Apply online in just minutes.
• Receive multiple personalized offers from lenders.
• Choose your preferred offer and get the funds sent directly to your bank account.

To apply, you need to:

• Be 18 years or older
• Have been employed for at least 6 months
• Ensure your loan amount doesn’t exceed 8 times your monthly income.

Yes, most lenders will perform a credit check. However, you can still qualify for a loan even with a lower score, though interest rates might be higher.

No, Crezu doesn’t charge any fees. Lender fees will be clearly outlined before you accept an offer, and you’re free to decline if you’re not satisfied.

You’ll need:

• Your South African ID
• Your mobile number
• Online banking details for verification

Yes, you can apply for a second loan depending on your financial situation. The lender will review your current commitments before approving another loan.